Guaranteed issue life insurance is a type of whole life insurance that is available to almost anyone between the ages of 50 and 80, regardless of their health. With guaranteed issue life insurance, no medical exam is required for approval, and most companies do not ask any qualifying questions about your health. If you have…
One of the most common questions our clients ask us is, “What is the process for applying for life insurance?” Or, “How do I apply for life insurance?” In this article, we’ve explained the 5 steps to applying for life insurance, from “getting quotes” to “getting covered”. If you’re a visual person, that’s okay too!…
Open-Enrollment is just around the corner, and many people believe that signing up for life insurance through their employer is their best option for affordable coverage. Is purchasing a group life insurance plan through your employer really the best option though? Selecting the best provider for your life insurance depends on a number of different factors. To help you…
One of most common questions clients ask us is: “What is the difference between term and universal life insurance?” This article will help you weigh the pros and cons of Term vs. Universal Life Insurance coverage, and introduce a popular hybrid between the two. Let’s get started! Quick Article Guide: 1. Term Life vs. Universal Life…
Do you need affordable life insurance, but don’t want to meet face to face with an agent or nurse? No problem! With the recent Coronavirus outbreak, no exam life insurance has never been easier to purchase. In fact, so many highly-rated insurance companies have recently entered the non-medical life insurance market that rates are at…
Congratulations, you just closed on your new home! As if the hassle of moving and getting settled in are not stressful enough, now you’re receiving postcards in the mail saying “Final Notice: Mortgage Protection Card.” Whether you’re a dual income family or you have one financial provider, you begin to wonder how your family would…
Are You a Few Pounds Overweight and Considering Buying Life Insurance? Read this first! One of the most common questions our clients (especially guys) have is, “How does my weight affect my life insurance rates?” If you’re a few pounds overweight, join the club! The majority of American’s are overweight. But is it necessary to…
Are you applying for term life insurance and aren’t sure where to begin? The process of buying life insurance can be extremely daunting, especially if you do not know what to expect. We created a “Road Map” to explain the steps to applying for term life insurance, in hopes of helping our clients feel more comfortable…