Not too long ago, you were required to complete a medical exam before you could qualify for life insurance coverage. However in recent years, a new type of policy has been created – No Exam Life Insurance. Even more good news – with its increasing popularity, it has become much more affordable and comparable to…
After 50 years old, it is common for men to deal with prostate issues, such as an enlarged prostate (also known as Benign Prostatic Hyperplasia, or BPH), bacterial or non-bacterial Prostatitis, or prostate cancer. And it’s no secret that health problems can affect your life insurance rates. So how do you ensure that you still…
Having a heart attack can turn your world upside down. It’s been said that every year, 790,000 Americans have a heart attack; it’s no surprise that this can have a major impact on your health. With this eye-opening experience, many clients leave the hospital immediately wanting to purchase life insurance to protect their family if…
It’s a great time to be an entrepreneur. Now more than ever, there are individuals breaking out of the typical “9 to 5 office job” and are starting to work for themselves. We get it, that type of corporate lifestyle doesn’t work for everyone, which is why we’ve compiled this list. According to Forbes, these…
Finding out you’re pre-diabetic can definitely be a wake-up call. Then you find out that you have to purchase life insurance? You’re probably thinking, “I’ll never get good rates with my current health!” Not so fast. If you only shop with one company, chances are you won’t find a very good rate. However, if you…
As you may know, an estate tax is a tax the government is allowed to impose on the transfer of property to your beneficiary, which is based upon the net value of your estate. In December 2017, the Tax Cuts and Jobs Act was passed and enacted, furthermore reaching the elimination of estate taxes. In…
So, you don’t like the idea of temporary term life insurance, but don’t want to pay the price of permanent whole life insurance. You’re not alone. Lucky for you, there’s a happy medium! It’s called Guaranteed Universal Life Insurance (GUL). What is GUL exactly? Keep reading to find out. In this article, we discuss the…