So you’ve gone through all the types of life insurance, and decided to settle on purchasing the term life option. Level term life insurance, an insurance that provides coverage for a certain period of time, is a very popular choice in the realm of life insurance – especially for younger folks due to its affordability…
When it comes to life insurance, the word “lapse” isn’t typically a good thing. What is a life insurance lapse, you ask? In short, if your life insurance policy has lapsed, it means that the policy is no longer valid, and you won’t be provided with coverage and protection. The only case where this isn’t…
Ah, the internet. What a fantastic invention. With it, you can do anything from watch funny animal videos, to reading blog posts, to purchasing life insurance. But sometimes, this overload of access can leave one flustered, and not knowing where to go for help. In general, we are trained to believe that the more expensive…
You think, “Huh, it’s been a while since I’ve gotten a physical exam, maybe it’s time I schedule one. I’ve been feeling pretty off lately.” After your appointment, you get your results back from your doctor, and she tells you that you have type II diabetes. Your world is turned upside down. You may ask…
Are you in need of insurance, but don’t want to go through the hassle of completing a medical exam? This review of the top 10 no exam life insurance companies will help you determine your best option. At Term Life Advice, we represent over 60 highly-rated life insurance companies, and some of these carriers offer…
It’s no secret that life insurance is less expensive for young and healthy people, but what about buying life insurance after the age of 50? What if you have a few health issues? Can you still qualify for affordable life insurance? The good news is, buying affordable life insurance after 50 is easier than you…
It’s no secret that the vast majority of life insurance companies require a medical exam when approving your policy, but what do life insurance physicals test for? When applying for $100,000 or more life insurance, most companies will set up a free in-home or in-office medical exam to make sure to help determine your mortality…
Are you between the ages of 40 to 49 and considering your options for life insurance? We’re glad you found us! As an independent agency that represents more than 60 top-rated life insurance companies, we can help you find your best options for affordable life insurance coverage. In this quick guide we’ve explained the most…
What is “second to die” life insurance, and how does it work? Second to die or survivorship life insurance is ideal for anyone who needs to establish a trust, protect an estate, or leave an inheritance behind tax-free. If you have a large estate or business, a child with special needs, or if you want…