Our Advisors


Jason Dana
Jason is also one of the co-founders and managing partners of Term Life Advice. Jason joined the life insurance industry back in 2008 and has helped thousands of clients assess their needs since then. He specializes in buy/sell policies and key man policies, but he finds it most rewarding by helping his “high risk” clients obtain affordable policies to protect their families. He enjoys spending time with his amazing wife Christin, their two super awesome sons Asher and Banyan, and their little princess, Caia. Jason loves traveling internationally, surfing, and maintaining a healthy lifestyle for him and his family. Connect On LinkedIn

Justin Nelson
Justin has been in the life insurance industry since he graduated from San Diego State University in 2004. He is one of the managing partners and co-founders at Term Life Advice and specializes in getting his “high risk” clients the best rates and value available. He is married to his amazing wife Kellie who has a rewarding career as a high school Humanities teacher, and also has two beautiful little daughters named Reese and Ryann. Justin grew up outside of Los Angeles, and is a huge Dodgers fan. He also enjoys barbecuing, golfing, and fishing in his spare time. Connect On LinkedIn

Randy McClintick
Randy is Chairman and Co-founder of Term Life Advice. Randy first became a life insurance agent back in 2008. Prior to this, he was part of two start-up businesses. Randy and his wife Jane have two driven daughters, Serena and Alyssa, who are currently attending the University of Colorado and University of Oregon, respectively. Randy is passionate about entertaining and preparing meals for his friends and family. He also enjoys; traveling (especially to Maui), music, and attending San Diego State basketball and football games. Connect On LinkedIn

Ramon Summerour
Ramon is managing partner and co-founder of Term Life Advice. He has been a life insurance agent since 2002 and is licensed in 48 states. He graduated from Clark Atlanta University and has a background in counseling which helps him listen and understand his client’s needs. Due to his extensive knowledge and caring nature, Ramon has earned many “Outstanding Agent” awards. Ramon and his lovely wife, LaShawn, enjoy cheering on their adorable tween daughter, Taylor at her softball and soccer games. When Ramon is not assisting his clients or spending time with his family he enjoys golfing, reading, and time with friends. Connect On LinkedIn

Clifford Pendell
Cliff is a managing partner and co-founder of Term Life Advice. He is licensed in 48 states and specializes with high-risk clients that have previously been declined for life insurance for conditions like diabetes or depression. Cliff was raised in the San Francisco bay area and attended Arizona State University where he met his wife of nine years, Jennifer. In his free time he enjoys spending time with his son Liam, experimenting in the kitchen, paddle boarding, traveling, and bringing his dachshund “Weenie” to the beach. Connect On LinkedIn

Louis Lopes, CLU ChFC Louis Lopes
Louis offers his clients more than 30 years of experience and is licensed to sell life insurance in all 50 states. He specializes with hybrid policies that include living benefits like disabilty coverage and long term care insurance. Louis is also a Chartered Life Underwriter and Chartered Financial Consultant which provides him with the expertise he needs to help his clients with their at Estate Planning needs. When he isn’t helping his clients, Louis enjoys taking walks, reading, and spending time with his son. Connect On LinkedIn

“We are not your typical high-volume call center. Our focus has always been on our clients, not sales quotas. We provide a consultative, no pressure experience for our clients; providing the best service and the lowest rates.”

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