Purchase Life Insurance Online

Compare Life Insurance Quotes From Top Companies

Filter life insurance quotes by your needs:

Name Issue Ages Minimum Coverage Maximum Coverage Medical Exam Required
American General & AIG Logo 18 - 50 years old $100,000 $499,999 No Button background
American National<br>(Xpress Plus) Logo 18 - 50 years old $250,000 $1,000,000 No Button background
American National<br>(Xpress Plus) Logo 49 - 60 years old $250,000 $500,000 No Button background
Banner Logo*Available for the following terms only: 10 Years 20 - 50 years old $100,000 $500,000 No Button background
Banner Logo*Available for the following terms only: 15 Years, 20 Years, 25 Years, 30 Years 20 - 50 years old $100,000 $500,000 No Button background
Banner Logo*Available for the following terms only: 15 Years, 20 Years, 25 Years, 30 Years 20 - 40 years old $100,000 $1,000,000 No Button background
Banner Logo*Available for the following terms only: 15 Years, 20 Years, 25 Years, 30 Years 40 - 45 years old $100,000 $750,000 No Button background
Banner Logo*Available for the following terms only: 15 Years, 20 Years, 25 Years, 30 Years 45 - 50 years old $100,000 $500,000 No Button background
Bestow Logo 18 - 65 years old $50,000 $1,000,000 No Button background
Haven Logo 18 - 64 years old $100,000 $1,000,000 No Button background
John Hancock<br>(Express Track and Simplified Life) Logo 18 - 60 years old $100,000 $3,000,000 No Button background
Lincoln Financial<br>(TermAccel) Logo*Available for the following terms only: 10 Years, 15 Years, 20 Years 18 - 60 years old $100,000 $1,000,000 No Button background
Lincoln Financial<br>(TermAccel) Logo 18 - 50 years old $100,000 $1,000,000 No Button background
Lincoln Financial<br>(LincXpress) Logo 18 - 60 years old $100,000 $1,000,000 No Button background
Minnesota Life<br>(WriteFit) Logo 18 - 50 years old $50,000 $2,000,000 No Button background
Minnesota Life<br>(WriteFit) Logo 50 - 60 years old $50,000 $1,000,000 No Button background
North American<br>(Write Away) Logo 18 - 50 years old $100,000 $1,000,000 No Button background
North American<br>(Write Away) Logo 50 - 60 years old $100,000 $500,000 No Button background
Pacific Life<br>(Smooth Sailing) Logo 50 - 69 years old $50,000 $1,000,000 No Button background
Penn Mutual Logo 18 - 65 years old $100,000 $5,000,000 No Button background
Principal Financial<br>(Accelerated Underwriting) Logo 18 - 60 years old $50,000 $1,000,000 No Button background
Protective Life<br>(PLUS) Logo 18 - 45 years old $100,000 $1,000,000 No Button background
Protective Life<br>(PLUS) Logo*Preferred and Preferred best only 45 - 60 years old $100,000 $500,000 No Button background
Prudential<br>(PRUFastrak) Logo 18 - 65 years old $100,000 $1,000,000 No Button background
Sagicor<br>(SAGE Life) Logo 18 - 65 years old $50,000 $1,000,000 No Button background
SBLI<br>(Accelerated Underwriting) Logo 18 - 60 years old $100,000 $500,000 No Button background
Transamerica<br>(Trendsetter LB) Logo 18 - 60 years old $25,000 $249,999 No Button background
Transamerica<br>(Trendsetter Super) Logo 18 - 60 years old $25,000 $99,999 No Button background
Transamerica<br>(Trendsetter Super) Logo 60 - 70 years old $25,000 $50,000 No Button background
United of Omaha<br>(Term Express) Logo 18 - 50 years old $25,000 $300,000 No Button background
United of Omaha<br>(Term Express) Logo 50 - 60 years old $25,000 $250,000 No Button background
United of Omaha<br>(Term Express) Logo 60 - 70 years old $25,000 $150,000 No Button background
United of Omaha<br>(Accelerated UW) Logo 18 - 55 years old $25,000 $1,000,000 No Button background

Frequently Asked Questions

Who needs life insurance?

Your need for life insurance varies with your age and responsibilities. It is a very important part of financial planning. There are several reasons to purchase life insurance. You may need to replace income that would be lost with the death of a wage earner. You may want to make sure your dependents do not incur significant debt when you die. Life insurance may allow them to keep assets versus selling them to pay outstanding bills or taxes.

Consumers should consider the following factors when purchasing life insurance:

  • Medical expenses previous to death, burial costs and estate taxes;
  • Support while remaining family members try to secure employment; and
  • Continued monthly bills and expenses, day-care costs, college tuition and retirement.

What kind of life insurance should I get?

All policies are not the same. Some give coverage for your lifetime and other cover you for a specific number of years. Some build up cash values and others do not. Some policies combine different kinds of insurance, and others let you change from one kind of insurance to another. Some policies may offer other benefits while you are still living. There are two basic types of life insurance: term insurance and whole insurance.

How much life insurance do I need?

Some insurance experts suggest that you purchase five to ten times your current income. However, it is better to answer a few questions to figure a more accurate amount.

  • How much of the family income do I provide?
  • If I were to die, how would my survivors, especially my children, get by?
  • Does anyone else depend on me financially, such as a parent, grandparent, brother or sister?
  • Do I have children for whom I would like to set aside money to finish their education in the event of my death?
  • How will my family pay final expenses and repay debts after my death?
  • Do I have family members or organizations to whom I would like to leave money?
  • Will there be estate taxes to pay after my death?
  • How will inflation affect future needs?

What kind of things does life insurance cover?

Life insurance can be used to cover a variety of common expenses, like:

  • Co-signed debt including student loans
  • Mortgages
  • College expenses for the kids
  • Living expenses for your family
  • Stay-at-home labor expenses (cooking, cleaning, etc.)
  • Burial expenses
  • Loans from family members
  • Estate taxes that your heirs must pay for other assets