Terms of Use

This website provides life insurance quotes for term and guaranteed universal life insurance. The rates that are shown are quotes based on information provided by the carrier. By requesting a quote, you consent to the Privacy Policy and the Terms of Use. By submitting your contact information, you acknowledge that you are completing a request to be contacted by an insurance agent with an active license in your home state.

Our agents may contact you via telephone, cell phone, email, text, or mail. Term Life Advice / JRC Life Insurance Services and it’s licensed agents comply with all TCPA rules and agree not sell your information to a third party. Any health or personal information shared through our website or with our agents will be subject to all applicable HIPAA privacy laws and regulations.


Term Life Advice is owned and operated by JRC Life Insurance Services and its designated agents. Any invitations for applications will be completed by a licensed and designated agent from JRC Insurance Group if appointed. Any applications submitted within the state of California or New York will be completed by JRC Life Insurance Services.

In the state of Rhode Island and South Dakota, all invitations for application will be submitted by your licensed and designated agent. Additional licenses are available upon request or by visiting your state’s Department of Insurance website.

California Lic. #0K09143
New York Lic. #1414721